Top Notch Payments
Ready to stop paying unnecessary processing fees?
Top Notch Payments helps business owners keep more of what they earn with simple, transparent payment solutions. No contracts, no hidden fees. Just seamless transactions designed to maximize your bottom line.
Top Notch Payments
Ready to stop paying unnecessary processing fees?
Top Notch Payments helps business owners keep more of what they earn with simple, transparent payment solutions. No contracts, no hidden fees. Just seamless transactions designed to maximize your bottom line.
A payments company
that helps you get rid of fees,
not pay more.
Most payment processors take a cut of your hard-earned revenue, leaving you with less at the end of the month. But not with Top Notch Payments. Our Dual Pricing model ensures you eliminate processing fees, keep your pricing competitive, and put more money back into your business—without sacrificing service
or customer experience.
We make payments simple, secure and afforable.
Every dollar matters when you’re running a business—so why give up a cut to processing fees? Top Notch Payments helps you keep more of what you earn with Dual Pricing, a simple and compliant way to eliminate processing fees while keeping customers happy.
We provide transparent pricing, cutting-edge payment technology, and zero hidden fees so you can focus on growing your business, not worrying about costs. Whether you need a top-tier mobile terminal or a full POS setup, we’ll get you the right system at no upfront cost.
We put more money back in your pocket.
Why pay extra when you don’t have to? We help businesses eliminate processing fees with Dual Pricing, giving you 100% of your sales while keeping your pricing competitive. We've ditched the fees and fine print with our straightforward pricing programs.
We've ditched the fees and fine print with our straightforward pricing programs. With top-notch gear like the Dejavoo or Clover, you’re all set for fast and secure checkouts. Plus, qualifying businesses get free equipment, so you can upgrade your system without the extra cost.
✅ Get a Clover or Dejavoo terminal at no cost
✅ Say goodbye to processing fees with Dual Pricing
✅ No contracts, no sign-up fees
✅ Keep more of your profits where they belong: in your pocket
A payments company
that helps you get rid of fees, not pay more.
Most payment processors take a cut of your hard-earned revenue, leaving you with less at the end of the month. But not with Top Notch Payments.
Our Dual Pricing model ensures you eliminate processing fees, keep your pricing competitive, and put more money back into your business without sacrificing service or customer experience.
We make payments simple, secure and afforable.
Every dollar matters when you’re running a business so why give up a cut to processing fees?
Top Notch Payments helps you keep more of what you earn with Dual Pricing, a simple and compliant way to eliminate processing fees while keeping customers happy.
We provide transparent pricing, cutting-edge payment technology, and zero hidden fees so you can focus on growing your business, not worrying about costs. Whether you need a top-tier Clover terminal or a full POS setup, we’ll get you the right system at no upfront cost.
We put more money back in your pocket.
Why pay extra when you don’t have to? We help businesses eliminate processing fees with Dual Pricing, giving you 100% of your sales while keeping your pricing competitive. We've ditched the fees and fine print with our straightforward pricing programs.
We've ditched the fees and fine print with our straightforward pricing programs. With top-notch gear like the Dejavoo or Clover, you’re all set for fast and secure checkouts. Plus, qualifying businesses get free equipment, so you can upgrade your system without the extra cost.
Get a Clover, Valor or Dejavoo terminal at no cost
Say goodbye to processing fees with Dual Pricing
No contracts, no sign-up fees.
Keep more of your profits where they belong: in your pocket
Payment Processing,
But Without The Fees.
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Pricing that grows your business
Dual Pricing
With Dual Pricing, your customers choose between cash or card payments, and processing fees are automatically adjusted. It’s a simple way to eliminate your processing costs without sacrificing customer satisfaction.
No Processing Costs
Boosts Bottom Line
Simple To Implement
Most Popular
Interchange Plus
Interchange Plus pricing gives you complete transparency, with separate costs for the actual transaction and a small fixed fee. It’s ideal for businesses that want clear, predictable costs with no hidden fees.
Transparent Rates
Easy To Understand
Competitive Pricing
Easy To Implement
Surcharge
The Surcharge program adds a small fee to credit card transactions, helping offset your processing costs while keeping your pricing competitive. It’s compliant, transparent, and designed to save your business money.
Save 30-60%
Fully Compliant
Easy to Understand
Maximizes Profitability
Qualify For A Free POS System!
Honest Answers.
Honest Pricing.
No Games.
Honesty is our best policy. In fact, Top Notch Payments was founded on the principles of ethical business practices and integrity. So, if we can’t beat a great deal you’re already getting, we’ll tell you.
Once we know how to help your business increase its efficiency and profitability, Top Notch Payments will do all of the heavy lifting. That way, you have peace of mind knowing that we handle every step of the process when your business switches to Top Notch Payments for merchant processing services and more.
Next Day Funding
24/7 Support
No Contracts
Accept All Cards
No matter how you accept payments,
we have you covered!
We offer a comprehensive range of payment solutions tailored to your specific business needs.
In Store Terminals
Fast, secure terminals for smooth in-store transactions and happy customers.
Mobile Terminals
Accept payments anywhere with flexible, portable, and secure mobile devices.
Online Gateways
Simplify e-commerce with secure, seamless online payment processing solutions.
POS Equipment
Modern point-of-sale systems that manage payments, inventory, and customers.
Virtual Terminal
Accept card payments remotely through any device with no hardware required.
Invoicing
Send professional invoices with built-in payment options to get paid faster.
Real Support.
Real People.
No Runaround.
Tired of endless automated menus and support tickets that go nowhere? At Top Notch Payments, we believe in real customer service. No bots, no generic responses, just knowledgeable experts who actually care about your business.
When you need help, you’ll talk to a dedicated specialist who knows your setup inside and out. Whether it’s troubleshooting, optimizing your payment system, or just answering a quick question, we’re here 24/7 to keep your business running smoothly.
24/7 U.S.-based support
Dedicated account managers who know your business
No robots. No phone trees. Just real help from real people whenever you have an issue.
Keep 100% of your sales amount on every transaction.
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TESTIMONIALS
What others are saying
Jason Miller
Big difference for my bottom line. I used to lose a lot to card fees, and now that’s basically gone. Payments are quick, and I haven’t had any issues so far. Definitely happy I switched
Iliana Rodriguez
Top Notch payments really provide top customer service with immediate support for any questions or concerns we have, super friendly and reliable.
Frequently Asked Questions...
How much can I save with Top Notch Payments?
With our Dual Pricing program, you can eliminate up to 100% of processing fees, keeping more revenue in your business.
How does Dual Pricing work?
We set up your system to offer a cash price and a card price—allowing your customers to cover processing costs when they pay with a card.
What kind of businesses do you work with?
We serve restaurants, retail stores, service providers, and B2B businesses—anyone who processes payments.
Are there any contracts or sign up fees?
Nope! No contracts, no sign-up fees, no hidden costs. Just simple, transparent pricing.
How do I qualify for a free POS?
If you process $20K+ per month and enroll in our Dual Pricing, you qualify for a free device!
How long does it take to get set up?
Most businesses are fully operational within 24-48 hours after approval.
Ready to learn How Much You
Could save with Top Notch Payments?
Privacy Notice | Terms Of Service
Riverco LLC doing business as Top Notch Payments.
208-2727 Colonial Blvd, Fort Myers,
Florida
© 2026 Riverco LLC. Doing business as Top Notch Payments
All Rights Reserved.
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Ready to learn How Much You Could save with Top Notch Payments?